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汽車貸款
美國..汽車貸款..Credit Acceptance Corporation (美股 CACC)
http://www.creditacceptance.com
https://en.wikipedia.org/wiki/Credit_Acceptance
Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products.
The company operates this financial program through a national network of dealer-partners, the automobile dealers participating in the programs.
The company operates two programs: the "Portfolio Program" and the "Purchase Program".
Through these programs, the company can advances money to automobile dealers in exchange for the right to service the underlying consumer loans and can buy the consumer loans from automobile dealers. By the end of 2013, the company made an annual revenue of $175,300,000.[4]
https://finance.google.com/finance?q=NASDAQ%3ACACC&ei=zqSHWuC4NsSE0gS8jav4Dw
Credit Acceptance Corporation offers financing programs that enable automobile dealers to sell vehicles to consumers.
The Company's financing programs are offered through a network of automobile dealers.
The Company has two Dealers financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers (Dealer Loan) in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers (Purchased Loan) and keeps the amounts collected from the consumer. Dealer Loans and Purchased Loans are collectively referred to as Loans. As of December 31, 2016, the Company's target market included approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers and support active dealers.
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