Banco Santander Chile (the Bank) provides a range of general banking services to its customers, from individuals to corporations. The Bank operates in two segments: Commercial Banking, and Global Banking and Markets. The Bank provides a range of commercial and retail banking services to its customers, including Chilean peso and foreign currency denominated loans to finance a variety of commercial transactions, trade, foreign currency forward contracts and credit lines and a variety of retail banking services, including mortgage financing The Bank provides a range of financial services to corporate and individual customers. The Company’s product portfolio comprises credit cards, automotive, life, holidays and other types of insurances, mortgages, savings and investments, checking accounts and account current plan, among others.

Bachy  9/2  10.9元  預期報酬24%  淑17.3元    PER3

埃及.....商業國際銀行 Commercial International Bank (Egypt) (ADR)(美股 CIBEY)

http://www.cibeg.com/English/AboutCIB/Pages/History.aspx









CIB>>About CIB>>History
History

Commercial International Bank was established in 1975 as a joint venture between the National Bank of Egypt (51%) and the Chase Manhattan Bank (49%) under the name "Chase National Bank of Egypt”. Following Chase's decision to divest its equity stake in 1987, National Bank of Egypt (NBE) increased its shareholding to 99.9%, and the Bank changed its name to Commercial International Bank (Egypt) S.A.E. NBE’s stake gradually decreased through several public offerings till it reached 18.7%. In 2006, a Consortium led by Ripplewood Holdings acquired the NBE stake. In July 2009, Actis a leading emerging markets private equity firm, invested US$ 244 million to acquire shares in CIB. Hence, Actis acquired 50% of the stake held by the Consortium led by Ripplewood Holdings. Five months later, Ripplewood sold its remaining position of 4.7% in CIB through the open market.


This move marked the successful transition of strategic partnership to be with Actis, who then became the largest shareholder in CIB with a 9.1% stake. In March 2014, Actis sold a portion of its holding in CIB, representing 2.6% of the Bank’s total outstanding shares, in the open market to a group of international investors. Later in the year, Actis, has successfully realised its investment in Commercial International Bank (CIB )and has sold its remaining 6.5% to Subsidiaries wholly owned by Fairfax Financial Holdings Ltd (“Fairfax”) in May 2014.

Commercial International Bank (CIB) is the leading private sector bank in Egypt, offering a broad range of financial products and services to its customers, which include enterprises of all sizes, institutions, households and high-net worth individuals. The Bank strives to provide clients with superior financial solutions to meet all of their financial needs. Having the strongest brand equity rightfully places CIB as the bank of choice for over 500 of Egypt’s largest corporations. Moreover, CIB shows tremendous upside potential within the bourgeoning Retail and SME Banking markets. Through its superior management, high operating standards, corporate governance best practices and premier training programs, CIB has succeeded in becoming the most profitable commercial bank operating in Egypt for more than 40 years.



[ 本帖最後由 kaka 於 2016-2-20 11:15 編輯 ]

現在很多銀行股本益比都掉到8倍以下，建議各位同學應該要多看看。儘量挑先進國家的大型銀行股，最好是龍頭股。
有些開發中國家的銀行股盈再表打出來超漂亮，例如 ITUB(巴西的一個大銀行)，可是跌爆了。
還是謹慎一點好，很奇怪，為何銀行股都賺那麼多。尤其是有國家參股的銀行或國家是大股東。
我們不能排除或許有假帳的可能。，請要謹慎。

巴西股和俄股去年大跌是匯率大貶吧

盈再表沒問題，財報就沒問題。

http://mikeon88.freebbs.tw/viewthread.php?tid=40263&extra=page%3D1


Pra Group Inc (NASDAQ: PRAA)
http://www.pragroup.com




http://www.pragroup.com/about/pra-group-companies.html


PRA Group’s subsidiary companies offer the following broad range of debt buying solutions and business and government services to a diversified base of financial institutions and government clients across the Americas and Europe:

Core Acquisitions and Collections: Acquisition and servicing of defaulted customer accounts from major credit grantors and other consumer debt owners in the U.S. and Canada.

Insolvency Investment Services: Acquisition and servicing of secured and unsecured insolvent customer accounts from leading banking institutions, retail banks and other specialty finance providers in the U.S., Canada, Germany and the U.K.

PRA Group Europe: Acquisition and servicing of nonperforming consumer loans from leading banks and financial institutions throughout Europe. Also offers contingent collection services in the U.K.

MuniServices and RDS: Business tax revenue administration, audit, discovery and recovery services for state and local governments in the U.S.

PRA Location Services: Forwarding, skip tracing, transportation, license plate recognition and collateral recovery for auto lenders, insurance companies and law enforcement in the U.S.

Claims Compensation Bureau: Purchasing and filing of securities and antitrust class action claims on behalf of institutional investors and corporate clients in the U.S. and Europe.

Commerce Bancshares, Inc. (NASDAQ:CBSH)

https://www.commercebank.com/




https://www.commercebank.com/about/?ref=megaac

About Commerce Bank
Commerce Bancshares, Inc. operates as a super-community bank offering an array of sophisticated financial products delivered with high-quality, personal customer service.

The Company’s customer promise - We ask, listen and solve -  is not just its brand, but also its corporate focus.  With this platform, Commerce is continually building its long-term franchise while paying strict attention to asset quality and expense management.

Commerce provides a full range of financial products to consumer and commercial customers including:  lending, payment processing, trust, brokerage and capital markets services.  Serving its customers from 204 full-service branches and 406 ATMs in Missouri, Kansas, Illinois, Oklahoma and Colorado and commercial offices throughout the nation’s midsection, Commerce uses a variety of delivery platforms including an expansive ATM network, full-featured online banking and a central contact center

World Acceptance Corp. (NASDAQ:WRLD)
http://www.worldacceptance.com



http://www.worldacceptance.com/about-us/

Company Profile


World Acceptance Corporation began offering affordable installment loans in 1962 in South Carolina.We soon expanded to Georgia and Texas, and now have a branch network of more than 1,200 locations in 15 states and Mexico.


Today, we are one of the largest small-loan consumer finance companies in the United States and Mexico. World Acceptance Corporation is a publicly traded company on NASDAQ under the symbol WRLD.

At World Acceptance Corporation, we emphasize quality customer service and strive to build strong personal relationships with our customers. As a result, a substantial portion of our business is repeat business from existing customers.

We offer short-term small loans, medium-term larger loans, related credit insurance products, ancillary products and services to individuals who have limited access to other sources of consumer credit. We also offer income tax return preparation services.

From the very beginning, our mission as a personal installment loan company has been to be of service to our customers. At World, we believe customers go where they are invited, but only stay where they are appreciated.

我在等MCO、WFC這二支

Navient Corp (NASDAQ:NAVI)

https://www.navient.com/

https://www.navient.com/about/who-we-are/

Introducing Navient

Although our name is new, our business is not. For more than 40 years we learned, evolved, and led in loan management, servicing and asset recovery as Sallie Mae®.

And now, we continue to lead as Navient, a company dedicated to helping our clients and the people we serve along the path to financial success.

At Navient, you can expect the energy and focus of a new company, and the stability and expertise of a Fortune 500 industry leader.

We come ready to provide the scale and skill to address the individual needs of our 12 million customers whose loans we service, and the diverse needs of our government, higher education, and business clients.

巴拿馬

Banco Latinoamericano de Comerci Extr SA (NYSE:BLX)

http://www.bladex.com/

Bladex has been serving the Latin American market since 1979, meeting the capitalization needs of other banks in the Region, as well as granting financing to medium and large-sized corporations to support their business operations.



http://www.bladex.com/en/about-bladex/history

History

In May 1975, the Republic of Panama put before the 20th Meeting of Central Bank Governors of Latin America the proposal to create a multinational organization to finance exports in the Region. Approval for the creation of a bank was issued in 1976.

Banco Latinoamericano de Exportaciones, S.A. (Bladex) was thus organized in 1977 and established as a corporation in 1978 pursuant to the laws of Panama. With headquarters in Panama, the Bank officially began operations on January 2, 1979.

The decision to establish the Bank in the Republic of Panama was based on the following:

• International offshore banking center and free transfer of capital
• U.S. dollar as legal tender.
• Absence of exchange controls
• Key geographic location
• Well-developed communications network and infrastructure

Through Contract No. 103-78, established on July 25 1978, Panama granted Bladex special benefits as an international organization.

Amendments to the Articles of Incorporation of the Bank which included a change in the legal name from Latin American Export Bank to Foreign Trade Bank of Latin America , maintaining the name “Bladex” as its commercial trademark, became effective June 17, 2009.

[ 本帖最後由 kaka 於 2016-3-19 15:05 編輯 ]

Investec Ltd (JSE:INL , OTCMKTS:ITCFY )  南非 , 金融股
http://www.investec.co.za/


Who We Are
Investec is an international specialist bank and asset manager that provides a diverse range of financial products and services to a niche client base in three principal markets - the United Kingdom, South Africa and Australia, as well as certain other countries.




[ 本帖最後由 kaka 於 2016-3-19 15:33 編輯 ]